Post-dated cheque: the date is the whole process
A post-dated cheque is only as good as the date you remember. Track every cheque with its date, amount and bank, and start reminding before the date, not after.
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Why PDCs are everywhere
Cheques are still used as security for rent, supplier credit and instalments, even where e-invoicing is mandatory.
The practical risk is not fraud, it is forgetting: a cheque presented late is a payment delayed by a month.
What to track
Cheque number, drawer, amount, cheque date, bank and the invoice it covers.
One list, one owner, reviewed weekly. A shoebox is not a system.
Before the date
Remind the payer a week before so funds are in the account. This one message prevents most bounced cheques.
Confirm the amount matches what is actually owed — partial payments are common.
If it bounces
Under UAE law a bounced cheque can be pursued through the courts; the practical route and any criminal angle depend on the facts.
Get legal advice before threatening anything. Empty threats end negotiations.
Frequently asked
Is a post-dated cheque legally enforceable?
It is a payment instrument with legal consequences; how it is enforced depends on the case. Ask a UAE lawyer before relying on it.
Should I stop supplying if cheques bounce twice?
That is a commercial decision, but decide it as policy rather than in the moment.
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DueBuddy — invoices and reminders, without the enterprise contract